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Are You Covered In Case Of a House Fire? - NCIA
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Are You Covered In Case Of a House Fire?

Fall fireplace

Are You Covered In Case Of a House Fire?

You can prevent a house fire this season with these tips.

The cold fall and winter temperatures do not just mean swapping out your summer clothes for jackets and boots, it also means your risk of a home fire greatly increases. As people light more fires and use space heaters to keep warm, the number of home fires throughout the area greatly increases. Knowing how to keep your house and family safe can help to ensure that this season does not end in disaster.

If you use your fireplace to keep warm, hire a professional to head out and inspect your fireplace and chimney. A clean chimney greatly reduces you risk of having to deal with a chimney fire. When throwing out the ashes from your fireplace, make sure to store them in a metal container that is at least 10 feet away from your house.

Space heaters are a great way to warm up a room in a matter of minutes. Always keep your space heater at least three feet away from any flammable objects, including furniture and curtains. You should never leave you space heater on when you are sleeping or after you leave a room to prevent a fire from breaking out.

Installing the proper carbon monoxide detectors throughout your house can help to prevent carbon monoxide poisoning at your house. Your carbon monoxide detectors should be installed on every level of your house and right outside, or inside all sleeping areas. Make sure to test all of your alarms at least twice a year to ensure that they are working to protect your family.

Having the right home insurance policy can help to give you the protection that you need in case of a house fire this season. Contact the insurance professionals at North Central Insurance in Elk River, Minnesota for all of your homeowners insurance needs.

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