Homeowners’ insurance covers losses due to property damage that occurs as the result of specific accidents or events like fire or theft. It also provides important liability coverage to protect your assets in case someone files a claim or lawsuit after being injured while on your property. The type and amount of coverage you need will vary based on lots of factors. Our agents can help you determine the coverage options that are best for your needs. And we can also help you get additional coverage for valuable items like antiques, artwork, jewelry or firearms that aren’t covered under a standard policy, as well as affordable umbrella insurance to add an extra layer of liability for protection against major claims that exceed your standard policy’s coverage limits.