Commercial Auto

The vehicles you use for your business need protection just like your personal vehicles do, but under a commercial policy, the business insurance coverage types and limits will vary based on the type of business you own.

Commercial Property

From the building you use, furnishings, and equipment it houses – even your inventory – you need insurance to avoid losses that could result in significant financial hardship to your business.

General Liability

Protecting your business from claims of bodily injury or property damage is what general liability insurance is all about. And, it also provides important protection against claims of libel, slander and copyright infringement

Professional Liability

If your business provides personal or professional services, professional liability can protect you from costly claims of negligence.

Workers’ Compensation

Workers’ compensation coverage is required under most states’ laws, including Minnesota. This important coverage pays for the cost of medical care related to workers’ injuries that occur on the job.
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Business Owners’ Policy

While many businesses will benefit from choosing individual policy components, some business owners – especially those who own small business.

If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.

– Suze Orman

57%

of general liability claims are from slip and fall accidents

80%

of umbrella losses are auto related

59%

of businesses do not have business interuption or loss of profits insurance

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