FARM | RANCH | FLOOD
If you follow the news, you know that many lawsuits today wind up awarding huge settlements to claimants – settlements that may well exceed the limits of your standard liability coverage. Having additional liability coverage – called umbrella insurance – in place provides important protection in case a liability claim is filed against you. Umbrella insurance kicks in once your other insurance policies – your home or auto policies, for example – have been exhausted. In essence, umbrella insurance offers an additional level of protection to keep your own personal assets, including your savings and your home, protected in the event of a lawsuit.