Insurance for Holiday Parties

With the holiday season fast approaching, it is the best time to start planning for your holiday party. Before you send out invites, it is important to make sure that you have the right insurance coverage to protect you from any unfortunate situation.

Your existing homeowners insurance policy should provide enough coverage for most accidents that may occur at your party. The liability portion of your home insurance policy will provide coverage in case anyone is injured at your party or has to go to the doctors in case of food poising.

If you are serving alcohol at your party, you may also want to consider investing in a liquor liability insurance policy. As a host, you can be held responsible if one of your guests leaves your party after drinking and causes an accident. A liquor liability insurance policy will provide coverage for any damages that are associated with the accident.

For all of your homeowners insurance coverage needs throughout Minnesota, contact the insurance professionals at North Central Insurance in Elk River. We will work with you to ensure that you have the right amount of coverage, all at the right price.

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