IIHS Safety Ratings Guidelines

One of the most important factors when looking for a new car is its safety rating. Choosing a car with a high safety rating can help to ensure that you and your loved ones stay safe on the road. Knowing what safety rating means and what cars are rated the highest can help ensure that you choose the right car for your family.

The Insurance Institute for Highway Safety (IIHS) conducts tests on every car that is on the market to determine its crashworthiness, or how well passengers are protected during a crash. The IIHS also rates new cars for front crash prevention, which can be both automatic braking systems and warning systems for impending frontal collisions. Vehicles that perform best in these categories receive the Top Safety Pick or the Top Safety Pick +.

In order to qualify for a Top Safety Pick rating, vehicles must earn good ratings in the moderate side, front, roof strength, and head restraint tests, as well as an acceptable or good rating for the small overlap front test. In order to qualify for a Top Safety Pick + rating, vehicles must meet all the same criteria as the Top Safety Pick rating, as well as receive a superior or advanced rating for front crash prevention.

Vehicles are rated against other vehicles within their size categories. Weight and size of vehicles have a large impact on occupant protection in serious crashes. Since heavier, larger vehicles typically provide more protection than lighter, smaller cars, a higher rating does not necessarily mean a safe car.

Along with keeping your family safe on the road, having a vehicle with a high safety rating can also lead to lower auto insurance premiums. For all of your auto insurance coverage needs and to ensure that you are protected from any unfortunate situation on the road, contact the insurance professionals at North Central Insurance in Elk River, Minnesota.